Government Schemes: UPSC 2026

Ministry

Scheme type

Objective

Salient features

• Initially for small & marginal farmers; expanded to all land-owning farmers now.
• Income Support: ₹ 6,000 per year in three equal installments for landholding farmer families.
• Definition of Family: Husband, wife, and minor children.
• Direct Transfer: Funds are directly transferred to beneficiaries' bank accounts.

Exam trap

₹6,000/year in three instalments to landholding farmer families.

Ministry

Scheme type

Objective

Salient features

• It replaced the National Agricultural Insurance Scheme (NAIS) and Modified National Agricultural Insurance Scheme (MNAIS).
• Eligibility: Farmers including sharecroppers and tenant farmers growing notified crops in the notified areas are eligible for coverage.
• The scheme was once mandatory for loanee farmers, but in 2020, the Centre changed it to make it optional for all f armers .

Exam trap

Optional for all farmers since 2020; replaced NAIS and MNAIS.

Ministry

Scheme type

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• AIF was launched as part of the Atmanirbhar Bharat Abhiyan (Self-Reliant India Campaign) announced by the Centre.
• Beneficiaries: Farmers, Primary Agricultural Credit Societies (PACS), Farmer Producers Organisations (FPOs), Self Help Groups (SHG), State Agencies/APMCs .
• Financial assistance:

Ministry

Objective

Salient features

• Motivated by the success of the Aspirational Districts Programme , our Government will undertake a ‘Prime Minister Dhan-Dhaanya Krishi Yojana ’ in partnership with states.
• Through the convergence of existing schemes and specialized measures, the programme will cover 100 districts with low productivity, moderate crop intensity and below-average credit parameters.

Ministry

Objective

Salient features

• To enhance both the quantity and quality of livestock production systems.
• Additionally, it seeks to improve the capabilities of all stakeholders involved.
• Sub-missions:

Ministry

Objective

Salient features

• This scheme has been implemented since December 2014 for development and conservation of indigenous bovine breeds.

Ministry

Scheme type

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• The scheme focuses on enhancing fish production, quality, technology, post-harvest infrastructure, and value chain modernization.
• improve traceability: establish a strong fisheries management framework, and ensure fishers’ welfare.
• It will be implemented as an umbrella scheme having both Central Sector Components and Centrally Sponsored Scheme Components .
• It would focus on all round development of the Fisheries sector through a bunch of diverse interventions along the fisheries value chain right from production to consumption. Key Themes of the Pradhan Mantri Matsya Sampada Yojana (PMMSY)
• Harnessing of fisheries potential in a sustainable, responsible, inclusive and equitable manner
• Enhancing of fish production and productivity through expansion, intensification, diversification and productive utilization of land and water
• Modernizing and strengthening of value chain - post-harvest management and quality improvement
• Doubling fishers and fish farmers incomes and generation of employment

Ministry

Objective

Salient features

• The scheme aims to curb the excessive use of chemical fertilizers and pesticides in agriculture over a three-year tenure (FY 2023-24 to FY 2025-26).
• States/UTs will receive 50% of the fertilizer subsidy saved in a financial year as a grant if they reduce chemical fertilizer (Urea, DAP, NPK, MOP) consumption below the previous three years' average.

Ministry

Objective

Salient features

• Farmers - individual/Joint borrowers who are owner cultivators;
• Tenant Farmers, oral lessees & share croppers ;
• Self-help Groups(SHGs) or Joint Liability Groups(JLGs) of farmers including tenant farmers, share croppers etc.
• The scheme comes with an ATM-enabled RuPay debit card with facilities for one-time documentation , and any number of withdrawals within the given limit .
• KCC scheme was expanded in 2019 to include animal husbandry, dairying, and fisheries . Banks can provide collateral-free loans up to ₹ 1.60 lakh, ensuring financial security and fostering growth in these allied fields.
• In Union Budget 2025 , Finance Minister announced an increase in the Kisan Credit Card limit from ₹ 3 lakh to ₹ 5 lakh to enhance credit access for farmers.
• Understanding Short-Term Loans : The Modified Interest Subvention Scheme (MISS) provides concessional short-term agri-loans at 7% interest for loans up to ₹ 3 lakh, with a 3% subvention for timely repayment, reducing it to 4%. It also covers post-harvest loans against NWRs for small farmers with KCCs.
• Ensuring Transparency: The Kisan Rin Portal (KRP) streamlines the MISS-KCC scheme by digitizing Interest Subvention (IS) and Prompt Repayment Incentive (PRI) claims, eliminating manual delays. This ensures faster, seamless transactions, benefiting farmers and lenders.

Ministry

Scheme type

Objective

Salient features

• Nutrient-Based Subsidy: Provided based on actual nutrients contained in the fertilizers (Nitrogen, Phosphorus, Potassium, and Sulphur) to encourage the use of fertilizers specific to the nutrient requirements of the soil and crops.
• Assessing fertilizer requirements for upcoming seasons and ensuring timely availability.
• Monitoring MRPs/Sale prices via the Integrated Fertilizer Management System (iFMS) portal.
• Allowing fertilizer companies to expand capacity and introduce new P&K products under the Nutrient-Based Subsidy (NBS) scheme.
• Boosting indigenous production by notifying Potash Derived from Molasses (PDM) under NBS.
• Providing freight subsidies on Single Super Phosphate (SSP) to promote Phosphatic nutrient use.
• Exempting Ortho-phosphoric Acid from Quality Control Order (QCO) standards to ease raw material availability for domestic production.

Ministry

Scheme type

Objective

Salient features

• Mega Food Parks (discontinued w.e.f. 01.04.2021),
• Cold Chain and Value Addition Infrastructure,
• Creation of Infrastructure for Agro Processing Clusters,
• Creation/Expansion of Food Processing and Preservation Capacities,
• Creation of Backward and Forward Linkages (discontinued w.e.f. 01.04.2021) and
• Operation Greens,
• Financial support in the form of grants-in-aid/ subsidy is provided for setting up of food processing projects to encourage investments in both on-farm and off-farm preservation and processing infrastructure across the country. Operation Greens:
• The objective of the Scheme is to protect the growers of Eligible Crops from making distress sales and to reduce post-harvest losses.

Ministry

Scheme type

Objective

Salient features

• Achieve convergence of investments in irrigation at the field level (preparation of district level and, if required, sub district level water use plans).
• Accelerated Irrigation Benefit Programme(AIBP): To focus on faster completion of ongoing Major and Medium Irrigation including National Projects.
• Har Khet ko pani: Enhance the physical access of water on the farm and expand cultivable area under assured irrigation
• More crop per drop: Enhance the adoption of precision-irrigation and other water saving technologies.
• Enhance recharge of aquifers and introduce sustainable water conservation practices.
• Watershed approach: Ensure the integrated development of rainfed areas using the watershed approach towards soil and water conservation, regeneration of ground water, arresting runoff, providing livelihood options and other NRM activities.
• Converging with MGNREGS for creation of water source to full potential in identified backward rainfed blocks including renovation of traditional water bodies
• Implementation: District Irrigation Plans (DIPs) shall be the cornerstone for planning and implementation.

Ministry

Scheme type

Launched

Objective

Salient features

• Launched in 2015 to assess soil health every two years.
• Farmers receive a SHC containing details of soil parameters like pH, organic carbon, nitrogen, phosphorus, and potassium levels .
• Promotes site-specific nutrient management, reducing excessive fertilizer use.
• Implemented through state governments , covering all agricultural land.
• Encourages precision farming for improved productivity and cost-effectiveness.

Ministry

Scheme type

Objective

Salient features

• The scheme focuses on improving school effectiveness, ensuring equal opportunities for schooling, and achieving equitable learning outcomes.
• It aligns with SDG-4.1 and SDG-4.5 , emphasising inclusive, equitable, and quality education.
• It merges Sarva Shiksha Abhiyan (SSA) , Rashtriya Madhyamik Shiksha Abhiyan (RMSA) , and Teacher Education (TE) into one overarching program.
• It focuses on a holistic approach , covering education from pre-primary to senior secondary level (Class 12) and providing continuous schooling support. Key Interventions:
• Universal Access : Infrastructure development, retention strategies.
• Gender and Equity : Enhanced focus on girls’ education.
• Inclusive Education : Special provisions for marginalized groups.
• Quality Enhancement : Strengthening Teacher Education Institutions (TEIs) .

Ministry

Scheme type

Launched

Objective

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• Launched in 2022, this centrally sponsored initiative by the Government of India aims to establish over 14,500 PM SHRI Schools by upgrading existing schools to exemplify the implementation of NEP

Ministry

Scheme type

Objective

Salient features

• It is a centrally sponsored scheme on Education for All (formerly known as Adult Education )
• Formation and involvement of SHGs, Voluntary & User Groups and other community based organizations may be encouraged.
• The scheme will be implemented through volunteerism, encouraging learners to access content in local languages online via the DIKSHA platform in NCERT.
• Government/Aided schools registered under UDISE are the units of implementation of the scheme which are run by the State/UT Governments.

Ministry

Objective

Salient features

• Enabling the Indian youth to take up skill training linked to a specific industry.
• Provides monetary rewards for those who complete the training program
• Applicable to ten Indian states (including Uttar Pradesh, Uttarakhand, Bihar, West Bengal, Tamil Nadu, Telangana, Kerala, Assam, Meghalaya and Maharashtra) and two union territories (Delhi and Puducherry).
• Provides vocational training to underprivileged (scheduled castes/scheduled tribes/minorities), with minimum infrastructure and resources.
• A program funded by the World Bank .
• Aims to improve short term skill training qualitatively and quantitatively through strengthening institutions, bringing in better market connectivity and inclusion of marginalised sections of the society.
• Aims to provide skills training and enhance the employability of unemployed youth of J&K.
• Established prominent and inspiring Model Training Centres (MTCs) in every district nationwide.

Ministry

Scheme type

Launched

Objective

Salient features

• It is aligned with the National Education Policy (NEP) 2020 to transform higher education institutions (HEIs) by improving quality, accreditation, digital infrastructure, and employability.
• It is an upgraded version of Rashtriya Uchchatar Shiksha Abhiyan (RUSA) , which was launched in 2013 (Phase 1) and 2018 (Phase 2) to improve higher education.
• It retains the key goals of RUSA while aligning with the reforms proposed under NEP 2020 .
• It ensures gender inclusion and promotes opportunities for underprivileged groups.
• It aims to increase the Gross Enrollment Ratio (GER) by removing language barriers and promoting multilingual education. concise and combine
• It encourages faculty training, curriculum innovation, and NAAC accreditation to ensure high standards in higher education .
• It enhances ICT-based learning, digital libraries, Open Distance Learning (ODL), and smart classrooms .
• It strengthens industry-academia collaboration , employment cells, and market-linked courses to improve job prospects.

Ministry

Objective

Salient features

• Extend coverage of quality generic medicines , reducing out-of-pocket medical expenses and redefining the unit cost of treatment per person.
• Generate employment by engaging individual entrepreneurs in opening of PMBJP kendras.
• Implemented by Pharmaceuticals & Medical Devices Bureau of India (PMBI).
• Recently, Primary Agricultural Credit Societies (PACS) have been allowed to operate PMBJP.
• The PMBJP product basket includes Ayurvedic immunity-boosting medicines and surgical devices, covering major therapeutic groups like cardiovascular, anti-cancer, anti-diabetic, anti-infective, and anti-allergic drugs.
• Ensuring quality:

Ministry

Objective

Salient features

• The scheme aims to strengthen medical device clusters by providing financial assistance and establishing more testing laboratories for medical devices.
• The project will be managed by SIDBI and will run from FY 2023-24 to FY 2026-

Ministry

Objective

Salient features

• GARBH-Ini is an initiative under the Department of Biotechnology as a collaborative interdisciplinary programme.
• For the first time in South Asia, Indian scientists under the GARBH-Ini programme have identified genetic markers linked to preterm or premature birth.

Ministry

Objective

Salient features

• It is the largest health assurance scheme in the world .
• Transparency and accountability:

Exam trap

Covers ~12 crore poor families for secondary/tertiary hospitalisation up to ₹5 lakh per year.

Ministry

Scheme type

Objective

Salient features

• The measures under the scheme focus on developing capacities of health systems and institutions across the continuum of care at all levels viz. primary, secondary and tertiary level and on preparing health systems in responding effectively to the current and future pandemics/disasters.
• The objective of the scheme is to fill critical gaps in health infrastructure, surveillance and health research – spanning both the urban and rural areas.
• Components under CS:
• Critical Care Hospital Blocks (CCBs) ;
• Strengthening of the National Centre for Disease Control (NCDC) , 5 New Regional NCDCs and 20 metropolitan health surveillance units;
• Expansion of the Integrated Health Information Portal to all States/UTs to connect all public health labs;
• Health Emergency Operation Centres and container based mobile hospitals;
• National Institution for One Health, New National Institutes for Virology , a Regional Research Platform for WHO South East Asia Region and Biosafety Level III laboratories.

Ministry

Scheme type

Objective

Salient features

• The 100 Microsite Project , a Central Sector Scheme with a 5-year tenure, has been launched by the National Health Authority (NHA) under the Ayushman Bharat Digital Mission (ABDM).
• ABHA and ABHA App

Ministry

Launched

Objective

Salient features

• With an investment of ₹ 70 crore, TBSY has been recognized with ‘The Green Environment Award’ and continues to offer vital financial support for medical treatments through an online portal and physical applications.
• CIL's flagship health initiative , Thalassemia Bal Sewa Yojana, has reached a significant milestone with the successful completion of 500 Bone Marrow Transplants (BMTs).
• About Thalassemia : Thalassemia is an inherited blood disorder that causes a body to have less hemoglobin than normal.
• It is estimated that more than 10,000 Thalassemia children are born every year in India.
• Similarly , 9400 people are diagnosed with Aplastic Anaemia every year.
• These diseases pose an emotional, psychological and economic burden on the affected families especially those from rural and poor backgrounds besides placing great burden on healthcare services.

Ministry

Objective

Salient features

• Saksham is a dedicated and unified platform for providing online training and medical education to all health professionals in the country.
• SAKSHAM LMIS has been developed by the National Institute of Health & Family Welfare (NIHFW), New Delhi.

Ministry

Objective

Salient features

• Tele- MANAS helpline was launched on occasion of World Mental Health Day in

Ministry

Scheme type

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Salient features

• The scheme encompasses the distribution of 5 kg of free food grains each month, along with cash transfers to women and elderly individuals.
• It was introduced as part of the broader Pradhan Mantri Garib Kalyan Package, aiming to offer relief to those adversely affected by the pandemic, especially the poor and marginalized.
• The government recently extended the Pradhan Mantri Garib Kalyan Anna Yojana (PMGKAY) scheme for another five years .
• Eligibility Criteria for PMGKAY
• Families belonging to the Antyodaya Anna Yojana (AAY) and Priority Households (PHH) categories.
• Households led by widows, terminally ill, disabled, or elderly (60+ years) without support.
• Single women/men with no family or financial security.
• Primitive tribal households, landless agricultural laborers, marginal farmers, rural artisans, slum dwellers, and daily wage earners (e.g., porters, rickshaw pullers).

Ministry

Scheme type

Objective

Salient features

• One Stop Centre (OSC): To provide integrated support and assistance to women, affected by violence and in distress , both in private and public spaces , under one roof.
• Beti Bachao Beti Padhao (BBBP)
• Women Helpline (WHL): Toll-free 24-hours telecom service .
• Nari Adalats: The Nari Adalat of each village would have 7-9 members/Nyaya Sakhis [legal friends] -
• Half of which would be the elected members of the gram panchayat and
• The other half are women with social standing like teachers, doctors and social workers - who would be nominated by the villagers.
• The Nari Adalat though does not hold any legal status, has its primary focus on reconciliation, grievance redressal and creating awareness of rights and entitlements. Samarthya: For Empowerment of Women

Ministry

Scheme type

Launched

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• Improvement in the Sex Ratio at Birth (SRB) by 2 points every year
• Improvement in the percentage of institutional deliveries or sustained at the rate of 95% or above
• 1% increase in enrolment at secondary education level and skilling of girls/ women per year
• To check dropout rate among girls at secondary and higher secondary levels
• Raising awareness about safe Menstrual Hygiene Management (MHM)

Ministry

Scheme type

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• Beneficiaries (the Anganwadi Services scheme):

Ministry

Scheme type

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Salient features

• It is a voluntary, contributory scheme , which can be availed by casual workers.
• These workers must have a monthly income of less than Rs 15,

Ministry

Objective

Ministry

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• To provide in SC majority villages:

Ministry

Scheme type

Objective

Ministry

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• Purpose: Safeguarding health of women & children by providing them with a clean cooking fuel-LPG.
• Applicant: Woman only who must have attained 18 years of age
• Eligibility: An adult woman from a poor household without an existing LPG connection.
• Exclusion: Household having any other LPG connection from any Oil Marketing Company.
• Ease of registration for migrants: Migrants are not required to submit ration cards or any address proof. A self declaration is sufficient.

Ministry

Scheme type

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• Child Protection Services: Strengthening the Child Welfare Committees (CWCs) and Juvenile Justice Boards (JJBs) .
• Sponsorship and Foster Care: Providing financial support for children placed under sponsorship or foster care programs.
• Child Welfare Committee (CWC): It shall be in a district as the authority to dispose of cases for the care, protection, treatment, development, and rehabilitation of children in need of care & protection.
• Adoption and Non-Institutional Care: Encouraging domestic adoption through the Central Adoption Resource Authority (CARA).
• Aftercare Program: Supporting children aged 18-21 years who leave child care institutions, to help them transition into mainstream society. Funding Pattern:
• 60: 40 between Centre and State & UTs with legislatures
• 90:10 between Centre and State for the North-Eastern States and two Himalayan States (UK and HP) and UT of Jammu and Kashmir .
• 100% by Centre in case of Union Territories without Legislature. Mission Vatsalya Portal: Unified Digital Platform for various MIS related to children in difficult circumstances. It will integrate

Ministry

Scheme type

Objective

Salient features

• It facilitates bank loans between ₹ 10 lakh and ₹ 1 crore to eligible entrepreneurs, ensuring financial inclusion and fostering self-employment.
• The scheme is aligned with the third pillar of the National Mission for Financial Inclusion - Funding the Unfunded.
• Online portal provides hand-holding support such as training, skill development, mentoring, project report preparation, and assistance with government subsidy schemes.
• Finance is provided exclusively for Greenfield Enterprises.
• If the applicant is male , he must belong to the SC/ST category .
• The applicant must be at least 18 years old.
• The applicant should not have any loan defaults with banks or financial institutions.

Ministry

Scheme type

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Salient features

• Implemented through the Life Insurance Corporation (LIC) of India .
• Offers an assured return of 7.40% per annum (for FY 2023-24), reset annually.
• Pension is payable monthly, quarterly, half-yearly, or yearly as chosen by the pensioner.
• On survival of the pensioner till the end of the policy term (10 years), the purchase price along with the final pension installment is paid.
• Allows loans up to 75% of the purchase price after 3 years, with interest recovered from pension payments.
• On the pensioner’s death during the policy term, the purchase price is paid to the beneficiary.
• Allows premature exit for critical/terminal illness of self or spouse with a 98% refund of the Purchase Price.
• The government subsidizes any shortfall between guaranteed returns and actual earnings.

Ministry

Objective

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• Designed to improve logistics efficiency, reduce travel time, and boost economic growth.
• The Plan envisions 34,800 km of new road construction
• It aims to improve the efficiency of existing corridors through the development of Multimodal Logistics Parks and the elimination of traffic bottlenecks.
• It aims to develop about 26,000 km of economic corridors , along with the Golden Quadrilateral (GQ) and North-South and East-West (NS-EW) Corridors , to carry the majority of the freight traffic on roads.
• There is a special focus on improving road connectivity in the North Eastern states and leveraging inland waterways for better transportation.
• There is an emphasis on scientific and technological methods for project preparation, execution, and asset monitoring.
• It will be funded through a combination of budgetary support, private investments, toll revenues, and external borrowings.
• The Bharatmala Project includes: Economic Corridors; Feeder & Inter Corridors; National Corridor Efficiency; Border & International Roads; Port & Coastal Roads; Green Field Expressways; Balance NHDP Works

Scheme type

Salient features

• The scheme consists of two sub-schemes:

Ministry

Scheme type

Objective

Salient features

• Objective of "Pradhan Mantri Jan-Dhan Yojana (PMJDY)" is ensuring access to various financial services like availability of basic savings bank account, access to need based credit, remittances facility, insurance and pension to the excluded sections i.e. weaker sections & low income groups.
• This deep penetration at affordable cost is possible only with effective use of technology.
• One basic savings bank account is opened for unbanked person.
• There is no requirement to maintain any minimum balance in PMJDY accounts.
• Interest is earned on the deposit in PMJDY accounts.
• Rupay Debit card is provided to the PMJDY account holder.
• Accident Insurance Cover of Rs.1 lakh (enhanced to Rs. 2 lakh to new PMJDY accounts opened after 28.8.2018) is available with RuPay card issued to the PMJDY account holders.
• An overdraft (OD) facility up to Rs. 10,000 t o eligible account holders is available.

Ministry

Scheme type

Objective

Salient features

• Funding the Unfunded: primary objective of developing the micro-enterprise sector in the country.
• MUDRA was registered as a Company in March 2015 under the Companies Act 2013 and as a Non-Banking Finance Institution with the RBI on 07 April

Ministry

Launched

Objective

Salient features

• Minimum deposit ₹ 250/ - Maximum deposit ₹ 1.5 Lakh in a financial year.
• Account can be opened in the name of a girl child till she attains the age of 10 years.
• This account can be opened for a maximum of two girls in a family. Provided in case of twins/triplets girls birth more than two accounts can be opened.
• Only one account can be opened in the name of a girl child.
• Account can be opened in Post offices and in authorised banks.
• Withdrawal shall be allowed for the purpose of higher education of the Account holder to meet education expenses.
• The account can be prematurely closed in case of marriage of a girl child after her attaining the age of 18 years.
• The account can be transferred anywhere in India from one Post office/Bank to another.

Ministry

Objective

Salient features

• Provides attractive and secured investment options to all girls and women .
• With this, 'Mahila Samman Savings Certificate' scheme will now be available for subscription in Post Offices, and eligible Scheduled Banks.
• An account can be opened under this scheme on or before March 31, 2025 for a tenure of two years .
• The deposit made under MSSC will bear interest at the rate of 7.5% per annum which will be compounded quarterly.
• Minimum of ₹ 1,000/- and any sum in multiple of 100 may be deposited within the maximum limit of ₹ 2,00,000/-.
• The maturity of the investment under this scheme is two years from the date of opening of the account under the scheme.
• It envisions flexibility not only in investment but also in partial withdrawal during the scheme tenor.
• The account holder is eligible to withdraw a maximum of up to 40% of the eligible balance in the scheme account.

Ministry

Objective

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• The Central Board of Direct Taxes (CBDT) has introduced the e-Appeals Scheme

Ministry

Scheme type

Objective

Ministry

Scheme type

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Salient features

• Eligible startups are exempt from income tax for 3 years.
• Exemptions from capital gains tax on investments .
• Easier Compliance with simplified regulations and self-certifications
• Fast-tracking of patent applications
• StartUp India Hub: A one-stop platform for networking, mentorship, and knowledge sharing.
• Easier Exit: Startups can wind up operations within 90 days under the Insolvency and Bankruptcy Code,

Ministry

Objective

Salient features

• It was launched in August 2021 under the National Policy on Software Products (2019).
• It provides selected IT-based startups with acceleration support , customer and investor connections, and opportunities for international market expansion.
• It engages with existing and new accelerators to extend acceleration services.
• It seeks to foster innovation, drive social impact, and scale technological solutions to address India's

Ministry

Scheme type

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• Augmenting operational efficiency of ports (more terminals for loading and unloading cargo)
• Optimizing logistics (rails, roads and inland waterways).
• Identify capacity additions (more ports wherever viable).
• Modernize India’s Ports so that port-led development can be augmented.

Ministry

Scheme type

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Salient features

• Purpose: Providing the last mile connectivity to all Gram Panchayats (GPs) of the country .
• Funding: Universal Service Obligation Fund (USOF).
• Implementing Agency : Bharat Broadband Network Limited (BBNL), a Special Purpose Vehicle (SPV) incorporated on 25.02.2012 under the Indian Companies Act,

Ministry

Scheme type

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Salient features

• MGNREGA, enacted in 2005, guarantees the "right to work" for rural citizens by providing a minimum of 100 days of unskilled manual work to an adult member of an eligible rural household.
• Eligibility Criteria: For receiving the benefits of the MGNREGA Scheme, the following eligibility criteria are to be met by the applicant:
• Citizen of India
• 18 years of age at the time of application
• Rural Household
• Willing to do unskilled work
• Unemployment Allowance: If work is not assigned within 15 days, the applicant is entitled to receive an unemployment allowance (1/4th of minimum wage).
• Social Audit: Section 17 of the MGNREGA has mandated a social audit of all the works executed under the MGNREGA.

Exam trap

Legal guarantee of 100 days wage employment per rural household per year.

Ministry

Scheme type

Objective

Salient features

• PMGSY - Phase IV: Incorporate international benchmarks and best practices under road constructions such as Cold Mix Technology and Waste Plastic , Panelled Cement concrete, Cell filled concrete, Full Depth Reclamation, use of construction waste and other wastes such as Fly Ash, Steel Slag, etc.
• Eligibility: Unconnected habitations of designated population size (500+ in plain areas and 250+ in North-Eastern States, Himalayan States, Deserts and Tribal Areas as per 2001 census) in the core network for uplifting the socio-economic condition of the rural population.
• Construction of Rural Roads: In accordance with the provision of the Indian Roads Congress (IRC).
• PMGSY - Phase I: Road connectivity and upgradation of existing rural roads in order to ensure full farm to market connectivity. (100 % centrally sponsored scheme)
• PMGSY - Phase II: Roads already built for village connectivity was to be upgraded to enhance rural infrastructure (cost was shared between the centre and the states/UTs) .

Ministry

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Salient features

• Purpose: All villages achieve Open Defecation Free Plus (ODF Plus) status at the earliest
• ODF Plus status has been attained by 84% of India's villages, with many achieving a 100% ODF Plus status during the second phase of the SBM-G.

Ministry

Scheme type

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Salient features

• GVY is one of the three components of the umbrella scheme ‘Khadi and Gramodyog Vikas Yojana (KGVY)’ with other two components being Khadi Vikas Yojana and Khadi Grant .
• The Khadi Vikas Yojana (KVY) which includes two new components such as Rozgar Yukt Gaon, Design House (DH)
• Recently, the Lieutenant Governor of Delhi distributed Honey Bee-Boxes and Toolkits to 130 recipients as part of the Gramodyog Vikas Yojana (GVY) program.
• Components/ Verticals of GVY:
• Wellness & Cosmetics Industry
• Handmade Paper,
• Leather & Plastic Industry
• Agro Based & Food Processing Industry

Ministry

Scheme type

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Salient features

• It was launched to provide rural India with an integrated inhabited (Abadi) property ownership solution.
• This will provide the ‘record of rights’ to village household owners in the form of Property Cards/Title Deeds.
• Technology Implementation Agency: Survey of India Key Activities under SVAMITVA Scheme:
• Large-Scale Mapping Using Drones:
• Survey of India conducts drone surveys of rural inhabited (abadi) areas to create an integrated property ownership solution.
• Geo-referenced digital maps are generated, capturing property images in rural abadi areas.
• Property Card Distribution:
• State governments are responsible for preparing and distributing Property Cards based on the generated maps.

Ministry

Scheme type

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Salient features

• To fulfil the aspirations of the common citizen with an enhanced aviation infrastructure and air connectivity in tier II and tier III cities.
• India is the world's third-largest market in the aviation sector. The objective of UDAN scheme is to connect small and medium cities with big cities through air service.
• Launched under National Civil Aviation Policy (NCAP)

Ministry

Objective

Salient features

• Implementation: By Project Management Agency (PMA)
• To provide further impetus to the green mobility and
• Development of electric vehicle (EV) manufacturing ecosystem in the country.

Ministry

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Salient features

• Cities across the country were asked to submit proposals for projects to improve municipal services and to make their jurisdictions more liveable.
• Between January 2016 and June 2018, the
• Four pillars:
• All 100 cities have also constructed Integrated Command and Control Centres to monitor all security, emergency and civic services.

Ministry

Objective

Salient features

• CITIIS will consider Smart City Projects in the following four themes:

Ministry

Scheme type

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Salient features

• The mission would aim at providing shelters equipped with essential services to the urban homeless in a phased manner.
• Key Initiatives
• UNDP - DAY-NULM partnership : For empowering women for informed entrepreneurship choices. This 3-year project is extendable beyond 2025 and initially spans eight cities.
• National Initiative for Promotion of Upskilling of Nirman workers (NIPUN): To be implemented by the National Skill Development Corporation (NSDC).
• PaiSA portal : It is a centralised electronic platform for processing interest subvention on bank loans to beneficiaries under DAY-NULM.
• State Mission Management Unit (SMMU) oversees state-level progress, while City Mission Management Unit (CMMU ) monitors progress at the ULB level.
• Social Mobilisation: At least one member from each urban poor household, preferably a woman, should be brought under the SHG network in a time-bound manner.
• Recently, Kerala was first in national SPARK ranking for NULM implementation.

Ministry

Scheme type

Objective

Salient features

• Facilitate collateral free working capital loan upto ₹ 10,000 , of 1 year tenure, with enhanced loan of ₹ 20,000 and ₹ 50,000 in the second and third tranches respectively, on repayments of earlier loans.
• Implementing Agency: Small Industries Development Bank of India (SIDBI).
• To incentivize regular repayment and to reward digital transactions
• Credit Guarantee: Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE).
• SVANidhi se Samriddhi: to provide social security benefits to street vendors for their holistic development and socio-economic upliftment. ❖ Quality Council of India (QCI) is the implementing partner.

Ministry

Scheme type

Objective

Salient features

• Purpose : Houses to all eligible families/ beneficiaries by

Ministry

Objective

Salient features

• Installation of 30 GW of solar capacity through residential rooftop solar system (RTS).
• To help provide free/low-cost electricity to 1 crore households up to 300 units of electricity per month by installation of RTS.
• To produce renewable electricity of 1,000 billion units through the capacity installed under the programme.
• To develop the required enabling ecosystem for rooftop solar projects, including regulatory support, manufacturing facilities, supply chain, etc.
• To boost local economy and employment generation along with enhanced energy security.
• Model Solar Village: One village will be developed in each district to act as a role model for the adoption of RTS in rural areas.

Ministry

Objective

Salient features

• The scheme was introduced through amendments to the Energy Conservation (Amendment) Act,

Ministry

Scheme type

Objective

Salient features

• Purpose: Ganga Rejuvenation i.e. ensuring “Aviral Dhara” (Continuous Flow), “Nirmal Dhara” (Unpolluted Flow”), Geologic and Ecological Integrity.
• External assistance: World Bank is funding the projects through loans approved for a period of 5 years up to

Ministry

Scheme type

Objective

Salient features

• De-dieselisation of farm sector and enhancing the income of farmers.
• Three Components:

Ministry

Objective

Ministry

Scheme type

Objective

Salient features

• The main aim of the scheme is to improve ground water management in select over-exploited and ground water stressed areas in identified priority States through implementation of various interventions with community participation.
• Four pronged strategy:
• Decision Support Tools for Groundwater Management
• Strengthen Community-Based Institutions to Foster Management
• Improve Water Use Efficiency and Enhance Groundwater Recharge
• Fiscal decentralization
• Nodal Implementing agency: Central Ground Water Board (CGWB).
• Coverage: Water stressed areas of 7 states(Gujarat, Haryana, Karnataka, Madhya Pradesh, Maharashtra, Rajasthan, and Uttar Pradesh).

Ministry

Scheme type

Objective

Salient features

• To provide Functional Household Tap Connection (FHTC) to every rural household.
• To provide functional tap connection to Schools, Anganwadis, GP buildings, Health centres, etc. To promote voluntary ownership among the local community by way of contribution in cash, kind and/ or labour (shramdaan).
• To bring awareness on various aspects and significance of safe drinking water.
• Priority: Emphasis on Districts Affected by Japanese Encephalitis (JE) and Acute Encephalitis Syndrome (AES).
• JJM provides for a Village Action Plan (VAP) for long-term drinking water security.

Exam trap

Har Ghar Jal — functional household tap connection target by 2024 (extended).

Ministry

Objective

Salient features

• It is one of the Central Sector sub-scheme being implemented in alignment with Mission LiFE.

Ministry

Scheme type

Objective

Salient features

• Purpose: Holistic support to the traditional artisans and craftspeople.
• Coverage: Rural and urban areas with a focus on saturating districts in a phased manner.
• Inter-ministerial: Union
• Eligibility criteria: An artisan who is working with hands and tools and engaged in one of the recognized family based traditional trade in the unorganized sector on a self-employment basis and at least 18 years old .
• Cap on family members: The benefits are limited to one member per family

Ministry

Scheme type

Objective

Salient features

• The Ministry launched three sub-schemes under the aegis of the RAMP(Raising & Accelerating MSME Performance) programme.
• The 3 recent sub schemes include:

Ministry

Objective

Salient features

• My iGOT : Delivers targeted training courses of individual officer.
• Curated Programs: Cater diverse learning needs of Ministries/Departments and Training Institutions.
• Coverage: All civil servants (including contractual employees) across different ministries, departments, organizations and agencies of the Union Government.
• Blended Programs: Facilitate equitable access to training methodologies across all levels and integrates offline classroom courses with online learning components.
• VIKAS (Variable & Immersive Karmayogi Advanced Support): New blended learning programme for management of civil servants in the Central Secretariat.
• 12 domain specific capacity building e-learning courses have been developed.
• Karmayogi Prarambh is an online orientation programme

Ministry

Objective

Salient features

• Approach: The Mission will follow the technology life cycle approach of Idea to Product.
• To facilitate indigenous research, development and demonstration of the latest and emerging technologies in the power sector.
• The Technical Scoping Committee chaired by Central Electricity Authority (CEA): Identify and recommend potential technologies for development, monitoring of approved projects, etc.
• The Apex Committee chaired by Union Minister for Power & New and Renewable Energy : Look into international collaborations, approve and monitor the research proposals
• Patent: The IPR of the technology developed would be shared by the Government of India and the Research Agency.
• Selection of the proposal: To be done through Quality cum Cost-Based Selection (QCBS) basis.

Ministry

Objective

Salient features

• Facilitate rapid development of strategically critical technologies which are sensitive and innovative.
• Indigenisation of critical technologies and reduction of dependencies on foreign OEMs (Original Equipment Manufacturers).
• Spiral development within ADITI scheme and also spiral development of products developed under existing iDEX scheme.
• Build “Technology Watch Tool” and conduct technology foresight workshops.
• Recently, the Defence

Ministry

Scheme type

Objective

Salient features

• Lok Sabha MPs can recommend projects within their constituencies.
• Rajya Sabha MPs can recommend projects in the state they represent.
• 5 Crore per annum is allocated to each MP
• Funds are non-lapsable, released in Two equal installments each year
• The minimum amount sanctioned for any individual work shall not be less than Rs. 2.5 lakh Choice of Nodal District: Each MP, at the beginning of their terms, is required to give his/ her choice of a Nodal District to the Central Nodal Agency under MoSPI. Permissible Works:
• Community assets like schools, hospitals, and public toilets.
• Infrastructure development including roads, bridges, and drainage systems.
• Health and Education facilities such as classrooms, libraries, and medical equipment.

Ministry

Objective

Salient features

• Project Dantak was established in 1961 by the Border Road Organisation (BRO)
• Task: To construct the pioneering motorable roads in Bhutan.
• Notable projects: construction of Paro Airport, Thimphu – Trashigang Highway, Telecommunication & Hydro Power Infrastructure,Sherubtse college.
• BRO was formed in 1960 to develop and maintain road networks in India's border areas and friendly neighboring countries.
• It functions under the control of the
• Recently, Project DANTAK which is one of the oldest Projects of the Border Roads Organisation (BRO) commemorated its Diamond Jubilee in Bhutan.

Ministry

Objective

Salient features

• Logistics support: To small traders which would increase their businesses and also the opportunities for employment.
• The platform has around 8 crore traders registered under it.
• Recently, India Post signed an MoU with Confederation of All India Traders (CAIT) and Tripta Technologies to facilitate operationalisation of Bharat EMart portal.

Ministry

Objective

Salient features

• Portal, developed by the Department of Telecom, will enable citizens with the following three modules:
• Centralized Equipment Identity Register (CEIR) for tracing/blocking of lost/stolen mobile devices. ■ Enables tracing and blocking of lost/stolen mobile devices. ■ Ensures that lost/stolen devices cannot be used in India. ■ Requires mobile number, IMEI number, and purchase invoice for reporting a lost/stolen phone. ■ The CEIR system is set to be launched nationwide.
• Know Your Mobile to check the number of mobile connections taken in a subscriber’s name.

Ministry

Objective

Salient features

• To transform India into a digitally empowered society and knowledge economy.
• Implementation: By the entire Government with overall coordination by the MeiTY
• Key agencies enabling DI initiatives: Some of them include:

Ministry

Scheme type

Objective

Salient features

• Project Management Agency: Industrial Finance Corporation of India (IFCI)
• Incentives: Around 5% on net incremental sales over base year.
• Eligible Product: Goods manufactured in India and covered under target segment. Incentive shall be given on the sales of Target Segment Goods.
• The government recently approved 27 manufacturers under the PLI Scheme – 2.0 For IT Hardware.
• Target Segment
• All in-One PCs Servers
• Ultra Small Form Factor (USFF)
• Semiconductor design, IC manufacturing, and packaging are included as incentivized components of PLI 2.0

Ministry

Objective

Salient features

• Create awareness on the emerging landscape of cyber threats.
• Provide in-depth understanding of related solutions.
• Applicable frameworks, guidelines & policies related to cyber security.
• Share best practices to learn from success & failures.
• Provide key inputs to take informed decisions on Cyber Security related issues in their respective functional area.

Ministry

Objective

Salient features

• Earth System Sciences deal with all the five components of the earth system (atmosphere, hydrosphere, geosphere, cryosphere, and biosphere) and their complex interactions.
• Components: Encompasses five ongoing subschemes:

Ministry

Objective

Salient features

• The aim is to improve connectivity and convenience for commuters, besides promoting tourism.
• This may also cover congested urban areas , where conventional mass transit systems are not feasible.
• This initiative aims to spend ₹ 1,250 billion (US$15 billion) in public-private partnership (PPP) mode over five years until

Ministry

Objective

Salient features

• Funding pattern: 75:25 for all private and government owned institutions except for state funded institutions which will get 100% funding.
• Support: upto 3 years.
• Analytical Instruments are vital for pursuing research through sample analysis in many areas of modern science and technology.

Ministry

Objective

Salient features

• Inspired by the 5F vision of Hon'ble Prime Minister - Farm to Fibre to Factory to Fashion to Foreign .
• PM MITRA Parks will offer an opportunity to create an integrated textiles value chain at one location, covering spinning, weaving, processing, dyeing, printing, and garment manufacturing.
• Integrated Textile Value chain at one location will reduce logistics cost of Industry
• Employment generation: ~1 lakh direct and 2 lakh indirect employment per park
• State proposals: Must offer 1,000+ acres of encumbrance-free land with textile-related infrastructure.

Ministry

Objective

Salient features

• Genesis: Samarth was launched in continuation to Scheme for Capacity Building in Textile Sector (SCBTS) that lasted for a period of three years from 2017-18 to 2019-

Ministry

Objective

Salient features

• Entrepreneurship: Provide an opportunity to a total 62 Lakh weavers and artisans to become future e-entrepreneurs.
• Eliminating middlemen: It’ll provide products from more than 35 Lakh Handloom weavers & 27 Lakh Handicraft artisans directly to consumers.
• Wide Product Range: Offers clothing, home décor, jewelry, accessories, and more through the IndiaHandmade portal.
• Traditional Craftsmanship: Showcases authentic handloom (manually woven fabric) and handicrafts (artisan-made traditional items).

Ministry

Objective

Salient features

• An ambitious Rs 500 crore five-year plan to boost cotton production
• Promote extra-long staple cotton varieties: India has no surplus in cotton and its yield at 450-kilogram per hectare is one of the lowest, against a global average of 800-kilogram plus.
• The best science & technology support will be provided to farmers.
• Aligned with an integrated 5F vision for the textile sector,

Ministry

Objective

Salient features

• Candidates between 17.5 to 21 years are eligible.
• Recruits, known as Agniveers , serve for 4 years .
• Approximately 45,000 to 50,000 Agniveers are recruited annually Permanent Absorption:
• After 4 years, up to 25% of Agniveers may be absorbed into the regular cadre of the Armed Forces based on merit, willingness, and medical fitness .
• The remaining 75% will be demobilized with a comprehensive exit package. Financial Package and Benefits:
• Monthly Salary Structure: 1st Year: ₹ 30,000 per month (with an in-hand salary of ₹ 21,000 after deductions). 4th Year: ₹ 40,000 per month.
• Seva Nidhi Package: A tax-free one-time payment of approximately ₹ 11.71 lakh after 4 years, including interest.
• Insurance and Other Benefits: Life Insurance cover of ₹ 48 lakh during the service period.

Ministry

Scheme type

Objective

Salient features

• One District One Product (ODOP) approach: To promote the local products in the food processing sector and to reap the benefit of scale in terms of procurement of inputs, availing common services and marketing of products.
• Support in the form of(for entire value chain):

Ministry

Scheme type

Launched

Objective

Beneficiaries

Salient features

• Fellowships for NRI/OCI scientists to work in Indian institutions on defined research projects.
• Aims to leverage global Indian scientific talent for domestic R&D capacity building.
• Covers multiple domains including STEM, health, and emerging technologies.